Apple today has added a new option for Apple Card users: the ability to export monthly statements in spreadsheet form. This means you can download your Apple Card data, and then import it into your budgeting setup of choice.
One of the most interesting things about the card is how it integrates with the Wallet app on iOS. Apple says that the goal is to help you learn more about your spending, with less effort.
One of the most unique things about Apple Card is its rewards platform. Apple says that customers will get “Daily Cash” when they shop with the card. This means that cashback is credited directly to your Apple Pay Cash card on a daily basis. From there, you can spend Apple Pay Cash like a normal debit card, use it to pay down your debt, or transfer it directly to your bank for spending through your debit card.
As of August 20th, 2019, anyone in the US can apply for the card. If you approved, you can immediately add the card to your Apple Pay Wallet. You can also order a physical card that should arrive in 5-7 business days.. Apple Card uses TransUnion for credit check lookups, so if you’ve frozen your credit, you’ll want to unfreeze your credit before you apply. Otherwise, you’ll want to restart the process.
Apple Card Rewards Information
- Get 3% back on everything you buy from Apple, whether you buy it at an Apple Store, apple.com, the App Store, or iTunes. The 3% cash back includes games, in‑app purchases, and services like your Apple Music subscription and iCloud storage plan.
- In a press release, Apple also announced that it is extending the 3% Daily Cash offer to third-party merchants, starting with Uber and Uber Eats.
- Get 2% back every time you buy something using Apple Pay. That’s in every category, with no limits. Imagine all the things you use a credit card for every day — at Target, Walgreens, Lyft. You’ll get 2% back on just about everything.
- For stores that don’t accept Apple Pay, you still get 1% of your purchases back in the form of Daily Cash.